Your Social Security Statement Is Missing Something Important
Your Social Security statement has a number on it. That number is incomplete. The Social Security Administration sends it, it
Does the 4% Rule Actually Apply to You?
What the 4% Rule Is Actually Based On The 4% rule emerged from a specific period in market history: the
Should I Contribute to a Traditional 401(k) or a Roth 401(k)?
Should I Contribute to a Traditional 401(k) or a Roth 401(k)? It’s one of the most common questions I get,
What to Know Before You Turn On Your Social Security
Before you turn your Social Security on, there are a number of different considerations to make. If you live to
The Retirement Budget Mistake Most People Miss
When people begin preparing for retirement, one of the first questions we ask is simple: How much do you actually spend
A Smarter Way to Use Your Tax Bracket
A Quick Way to Understand Tax Brackets Let’s start with something simple but often misunderstood. Smart tax planning is about
What is the Retirement Honeymoon Phase?
Not long ago, a CPA sat down in my office, and as we talked through retirement planning strategies, she referred
Using Roth Conversions to Potentially Lower Taxable Income
When people start thinking seriously about retirement, one of the most common questions I hear is: “I’ve heard a lot
Why Do So Many Advisors Stop at Investments?
A note to our clients–thank you for the opportunity to assist you with your complete financial planning needs. If you
Debt in Retirement And What I Wish Families Knew
Something I’ve seen over and over for years now in client meetings is the sharp contrast between families who have